CFPB Guides & Resources
CFPB Videos
CFPB in Plain EnglishNew Rules, New Forms
The Loan Estimate Explained
The Closing Disclosure Form in Plain English
New Terms & Definitions
The Benefits of an Owner's Title Policy
The Loan Estimate
What is the CFPB
New Rules New Forms
New Definitions
8 Reasons Why Title Insurance is Worth the Cost
Title Products and Rates
Delivery of the Closing Disclosure
How the 3-Day Waiting Period Works
CFPB Informational Flyers
On November 20, 2013, the Consumer Financial Protection Bureau (CFPB) published its final rule concerning the creation of Integrated Mortgage Disclosures. This combines the disclosures consumers receive under the Truth-in-Lending Act (TILA), and the Real Estate Settlement procedures Act (RESPA). The final rule includes new forms that will be used on virtually every transaction involving a mortgage loan originated and closed after October 3rd , 2015. The new rules are 1,888 pages long and we are thoroughly reviewing these to discover the effects they will have on our work as settlement agents and title insurers.
A copy of the entire rule can be found by clicking here.
Ticor Title is working closely with our corporate entities and technology teams to ensure our escrow production systems comply with the new rules; generate the Closing Disclosure and send/receive machine readable data to and from loan originators. We are committed to cover all aspects of the new requirements in the coming months.
In the meantime please visit the CFPB website by clicking here, to get familiar with the new forms. These new forms will replace the existing TILA Disclosure, Good Faith Estimate (GFE) and HUD-1 Settlement Statement on nearly every residential sale or refinance after October 3rd , 2015.
For further information on the new rules, forms and the impact they'll have on all settlement agents, please visit the Consumer Financial Protection Bureau's website by clicking here for detailed information.
The CFPB in Plain English
New Rules, New Forms
The Loan Estimate Explained
The Closing Disclosure Form in Plain English
CFPB New Terms & Definitions
The Benefits of an Owner's Title Insurance Policy
Video: What is the Consumer Financial Protection Bureau
New Rules, New Forms
New Definitions
The Loan Estimate
8 Reasons Why Title Insurance is Worth the Cost
Title Products and Rates
Delivery of the Closing Disclosure
How the 3-Day Waiting Period Works
CFPB Guides & Resources in Plain English
What is the CFPB in Plain English?

5 Things Real Estate Agents Need to Know About the CFPB

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The New Closing Disclosure Explained

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